Portfolio Review 2025: Returns, Stock Picks & Investment Outlook
This year, our portfolio, measured in euros, returned a modest 3.74%. The result appears weaker when compared with the S&P 500, which, measured in U.S. dollars, rose by nearly 16.65%. There are several reasons for this underperformance—including the fact that it is entirely normal and acceptable—which I will address later.
Portfolio Review 2024: 29% Return, ETFs & Stock Picks Analysis
This post captures my financial journey throughout the year 2024. The S&P 500 index, measured in US dollars, saw impressive growth of nearly 24.01 percent. Thankfully, our portfolio matched this performance, achieving a return of 29.43 percent. However, it’s important to note that our performance may appear better than it is because our primary currency…
How I Manage My Family’s Investment Portfolio: Goals & Strategy
Since 2021, I’ve documented my financial journey. Now, I’m managing my relative’s finances. In a letter to my sister, I’ve outlined our partnership’s foundation, portfolio goals and principles, asset allocation, and outlook. The main goals are capital preservation and exceeding inflation with annual capital growth. The portfolio includes cash, bonds, equity funds, and stock picking…
Portfolio Review 2023: Matching the S&P 500 with European Stocks
This post captures my financial journey throughout the year 2023. The year 2023 proved to be highly favorable for all investors. The S&P 500 index, measured in US dollars, experienced an impressive growth of almost 25 percent. Fortunately, our portfolio mirrored this trend and achieved its peak value of 92.8 thousand Euros. Frankly, the portfolio’s…
Portfolio Review 2022: Navigating a Bear Market with ETFs and Stocks
The post Annual Letter 2021 documented my financial journey through the year 2021. In this new post, I did the same exercise for the year 2022. Let’s start with an image of our current portfolio valued at 53.6 thousand euros. It comprises approximately 13.40% in cash, 21.30% invested in bonds and equity funds (Ações lideres…
Portfolio Review 2021: Starting a Long-Term Investment Journey
Since 2021, I’ve been documenting my financial journey through annual letters. Each year, I review my accomplishments and plans. Writing to myself enables reflection and the documentation of my financial journey.
This letter inaugurates an annual series documenting my journey through the stock market. Each entry encapsulates my thoughts, expectations, strategies, and results. The four…
Norway’s Sovereign Wealth Fund: What Individual Investors Can Learn
Norway efficiently channels natural resource income into financial markets through a comprehensive investment strategy. The sovereign wealth fund focuses on long-term equity investments, with a benchmark index comprising 70% equities and 30% fixed income. Strategies include market exposure and stock-picking, along with fixed-income and real asset investments. The fund’s substantial size enables strategic investments and…
What Can Individual Investors Learn from Norway’s Capitalist State?
Norway’s mixed economic system combines free-market activity with government intervention, particularly in the oil industry. Despite its socialist approach, Norway manages its natural resource income through a capitalist strategy, investing a portion through a fund. Established in 1990, this fund has grown to $1.4 trillion, demonstrating the potential of long-term investment. The article follows John,…
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